Terms of Service

1. Acceptance of Terms

By accessing or using nettly.me and the Nettly application (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Account Terms

• You must be at least 18 years old to use this Service.
• You are responsible for maintaining the security of your account and password.
• You are responsible for all activity that occurs under your account.
• You must provide accurate and complete information when creating an account.

3. Description of Service

Nettly is a personal finance application that helps you track spending, manage budgets, monitor investments, and grow your net worth. The Service may include AI-powered insights and recommendations based on your financial data.

4. Pricing & Payment

Nettly is currently available in a free beta. Upon general availability, the Service will be offered at $3 per month. We will provide advance notice before any pricing changes take effect.

• Paid subscriptions are billed monthly in advance.
• You may cancel your subscription at any time; access continues until the end of the billing period.
• Refunds are handled on a case-by-case basis.

5. Your Data

You retain ownership of all data you provide to the Service. We will not sell your personal or financial data to third parties. Our use of your data is governed by our Privacy Policy.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws.
• Attempt to gain unauthorized access to other users' accounts or our systems.
• Interfere with or disrupt the integrity or performance of the Service.
• Reverse-engineer, decompile, or attempt to extract the source code of the Service.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. Nettly does not provide financial advice. Any insights or recommendations are for informational purposes only and should not be considered professional financial guidance.

8. Limitation of Liability

To the maximum extent permitted by law, Nettly shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Service.

9. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service ceases immediately. You may export your data before termination.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated terms on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new terms.