Privacy Policy

1. Introduction

Nettly ("we", "us", or "our") operates the website nettly.me and the Nettly application (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

2. Information We Collect

We may collect the following types of information:

• Account Information: Name, email address, and password when you create an account.
• Financial Data: Bank account connections, transaction history, balances, and other financial information you choose to sync with the Service.
• Usage Data: How you interact with our Service, including pages visited, features used, and device information.
• Cookies & Analytics: We use cookies and similar technologies to analyze trends, administer the site, and gather demographic information.

3. How We Use Your Information

• Provide, operate, and maintain the Service.
• Personalize budgets, insights, and AI-powered recommendations.
• Process transactions and send related notifications.
• Communicate with you about updates, security alerts, and support.
• Improve and develop new features based on aggregated, anonymized usage patterns.

4. Third-Party Services

We may use third-party services (e.g., banking data aggregators, analytics providers, payment processors) that collect, monitor, and analyze data on our behalf. These services have their own privacy policies, and we encourage you to review them.

5. Data Security

We implement industry-standard security measures, including encryption in transit and at rest, to protect your personal and financial data. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide you with the Service. You may request deletion of your account and associated data at any time.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access, correct, or delete your personal data.
• Object to or restrict certain processing activities.
• Data portability — receive your data in a structured, commonly used format.
• Withdraw consent at any time where processing is based on consent.

8. Children's Privacy

Our Service is not directed to individuals under 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will take steps to delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.